News
The latest on rates, volumes, lenders and technology across UK specialist lending.
Bridging · DataBridging completions fall to £1.6bn as regulated deals rise to 48%Lender figures show a second quarter of slowdown. Broker data shows borrowers turning to regulated and second-charge bridges.Lending Intelligence · 17 October 2026Regulation · NewsRegulators drop the per-lender cap on high loan-to-income mortgages from 28 OctoberLenders can now write more loans above 4.5 times income, but the room depends on what the whole market does.Lending Intelligence · 17 October 2026Technology · NewsArchway lets brokers run their own introducer portals in its CRMIntroducers get invited access, structured referral forms and case tracking. The product is in private beta and open to brokerages by invitation.Lending Intelligence · 16 October 2026Complaints · DataSecond-charge complaints upheld more often than any other mortgageOnly 124 new complaints reached the ombudsman in the quarter, so the rate can swing sharply from one quarter to the next.Lending Intelligence · 16 October 2026Rates · AnalysisThe remortgage gap is widening as second-charge lending growsFixed-rate pricing has pulled away from Bank Rate this year while second-charge volumes kept climbing. Brokers should be setting the options side by side.The Editor · 12 October 2026Rates · News2-year fixes up 21bp as Bank Rate holds at 3.75%Five-year fixes rose almost as fast. Both are at or near their April highs, with Bank Rate unchanged since January.Lending Intelligence · 7 October 2026TechnologyQDEX makes residential and buy-to-let sourcing free for all brokersEdge is the entry point to QDEX Intelligence. Three further editions add pre-submission checks, case management and controls for networks.Lending Intelligence · 22 July 2026
The Brief
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